I was walking on a beach in Brazil when suddenly life became so much clearer and all because of a rash guard emblazoned with ‘Face your fears’ had caught my eye. The slogan had translated itself into its real meaning. O’Neill is a surf apparel company and coincidentally I was staring at the huge surf in Buzios, Brazil’s most famous surf town. I had taken a vacation in South America from the craziness of the global currency markets. I saw this T-Shirt and I knew there and then my days as a currency broker were over. I was going to face my fears. If I had seen that T-Shirt in some bar in London it wouldn’t have meant a thing, but the size of the waves and the sheer sight of guys getting thrown about the surf like rag dolls made me grab my balls and ask myself what...